Tag Archives: life insurance

• Life Insurance Funds a Buy-Sell Agreement

  Posted on March 16, 2016 by Administrator in Breaking News, Insurance Articles

  One of the most common ways that life insurance is being used for businesses these days is to fund a Buy-Sell Agreement. When there are multiple owners, a Buy-Sell Agreement is usually in place to provide for the transition of each person’s interest in the event of death of one of the owners. This is […]

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  A Closer Look at Term vs. Permanent Life Insurance

  Posted on March 1, 2016 by Administrator in Uncategorized

  There are many factors to take into consideration when thinking about the best life-insurance coverage for you and your family. We generally like to look at your total financial landscape, taking into consideration debts and assets, age, profession, earning potential and family responsibilities. Something else to consider is whether term or permanent, also called whole […]

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• Thinking about Life Insurance? 5 Common Mistakes

  Posted on February 16, 2016 by Administrator in Breaking News, Insurance Articles

  Do you need life insurance? The answer is simple. If someone will suffer financially when you die, you need life insurance. The more important question: how much? You may already have life insurance through your employer, but there’s a good chance it’s not enough. Just as you have a savings account, a 401k, a college […]

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• Life Insurance: Who Needs It?

  Posted on January 26, 2016 by Administrator in Insurance Articles

  Whether we admit it or not, we all make New Year’s resolutions. We may not call them resolutions, and we may keep them to ourselves, but I think we all start the year with a renewed commitment to things like healthier living, getting more exercise or spending more time with our families. Apparently many people […]

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  12 Reasons to Update Your Life Insurance Policy

  Posted on September 24, 2015 by Administrator in Insurance Articles

    A life insurance policy, like a Living Trust, needs to be reviewed and updated with important life events. What’s an important life event? These are reasons you got your life insurance policy in the first place—to protect those you love in the event something happened to you. Examples of important life events are the […]

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• What to Expect When Buying Life Insurance: Part Three

  Posted on June 14, 2012 by Administrator in Insurance Articles

    Continued from Part Two… An insurer will classify an applicant as super preferred, preferred, standard plus, standard or substandard. Super preferred and preferred applicants are the healthiest and pose the lowest mortality risks; they qualify for the lowest rates available. Standard risks present average risk for their age and gender; they will pay an […]

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• What to Expect When Buying Life Insurance: Part Two

  Posted on June 14, 2012 by Administrator in Insurance Articles

    Continued from Part One… Next, most insurers will require a paramedic exam. During this exam, a paramedic or nurse will likely review your medical history and you should have your medical providers’ information available. At a minimum, he or she will take your height, weight, blood pressure and pulse. You will also have to […]

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  What to Expect When Buying Life Insurance: Part One

  Posted on June 14, 2012 by Administrator in Insurance Articles

  You’ve decided you need (more) life insurance to protect your family. Here’s what you can expect when buying life insurance on the individual market. If your only previous experience with obtaining life insurance has been through an employer or other group plan, you’ll find buying coverage on the individual market a bit more complex. First, […]

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  Life Insurance for Businesses

  Posted on April 3, 2012 by Administrator in Insurance Articles

  Life insurance can help your business live on after the retirement or death of an owner or partner – here’s how… Every business needs a continuation plan that spells out how the business will survive after an owner’s retirement or death. For a sole proprietorship, the plan should name the successor who will run the […]

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  “I love coming through for my clients…”

  Posted on April 3, 2012 by Administrator in Insurance Articles

  So many people make assumptions that life insurance is too expensive or a medical condition may prevent them from being approved.  They really want the coverage, but procrastinate looking into it because they think that their age or some health issue or family history will prohibit them from being approved. Many health issues that can […]

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