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What to Expect When Buying Life Insurance: Part Two
Posted on June 14, 2012 by Administrator in Insurance ArticlesContinued from Part One… Next, most insurers will require a paramedic exam. During this exam, a paramedic or nurse will likely review your medical history and you should have your medical providers’ information available. At a minimum, he or she will take your height, weight, blood pressure and pulse. You will also have to […]
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What to Expect When Buying Life Insurance: Part One
Posted on June 14, 2012 by Administrator in Insurance ArticlesYou’ve decided you need (more) life insurance to protect your family. Here’s what you can expect when buying life insurance on the individual market. If your only previous experience with obtaining life insurance has been through an employer or other group plan, you’ll find buying coverage on the individual market a bit more complex. First, […]
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Insurers Forcing Patients to Pay More for Costly Specialty Drugs
Posted on June 12, 2012 by Administrator in Breaking NewsBy Chad Terhune, Los Angeles Times – May 29, 2012: Anthem Blue Cross, Aetna and other health insurers are increasingly shifting more prescriptions for complex conditions to a new category requiring customers to shoulder a larger share of the medication’s cost. Thousands of patients in California and across the nation who take expensive prescription drugs […]
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The New Normal In Health Insurance: High Deductibles
Posted on June 11, 2012 by Administrator in Breaking NewsKaiser Health News, By Jay Hancock – June 3, 2012: Angela Wenger calls herself a self-reliant “German Midwesterner” who hates to complain. But the Wisconsin mom was dismayed when husband Dan’s employer switched to an insurance plan that increased the family’s medical expenses tenfold. Two years ago, the company put white-collar workers on a “high-deductible” […]
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Health Insurers Owe Rebates to Many California Policyholders
Posted on June 8, 2012 by Administrator in Breaking NewsLos Angeles Times, By Chad Terhune – June 2, 2012: Anthem Blue Cross, Blue Shield of California and Kaiser Permanente are to distribute more than $50 million in rebates across some 1 million California customers. Anthem Blue Cross owes some California policyholders nearly $40 million in rebates and nonprofit rival Blue Shield of California owes […]
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California Health Care Legislation Update
Posted on June 7, 2012 by Administrator in Breaking NewsHere’s a quick summary of some of the key health care bills, all of which have passed out of the first house as of Friday 6/1 and will be heard in the health committee in the second house: * SB961 (Hernandez) “reforms” the individual health insurance market, pursuant to the Affordable Care Act. * SB970 […]
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California Health Insurance Exchange Awards Operational Contract
Posted on June 6, 2012 by Administrator in Breaking NewsLos Angeles Times, By Chad Terhune – June 01, 2012:The California Health Benefit Exchange plans to pay Accenture $360 million to build and operate an enrollment system to help consumers shop for coverage. California’s new health insurance exchange awarded a contract worth nearly $360 million to create a website and enrollment system to help Californians […]
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Life Insurance for Businesses
Posted on April 3, 2012 by Administrator in Insurance ArticlesLife insurance can help your business live on after the retirement or death of an owner or partner – here’s how… Every business needs a continuation plan that spells out how the business will survive after an owner’s retirement or death. For a sole proprietorship, the plan should name the successor who will run the […]
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“I love coming through for my clients…”
Posted on April 3, 2012 by Administrator in Insurance ArticlesSo many people make assumptions that life insurance is too expensive or a medical condition may prevent them from being approved. They really want the coverage, but procrastinate looking into it because they think that their age or some health issue or family history will prohibit them from being approved. Many health issues that can […]
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