• Posted on February 3, 2025 by in Uncategorized

    A True Story: The Importance of Planning for Unexpected Care Needs As many of you know, I am an avid dog lover. Whenever I go out of town, I trust our dog sitter,T, to care for my dog. T is a great guy who left the corporate world years ago and now makes acomfortable living […]

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  • January 2025 Newsletter

    Posted on January 31, 2025 by in Uncategorized

    Those Old Life Insurance Policies… They Can Still Have Value! In this edition, Carly offers up options that your clients may have when it comes to those old life insurance policies which have outworn their initial usefulness.

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  • November Newsletter

    Posted on December 24, 2024 by in Uncategorized

    November is Long-Term Care Awareness Month! In this newsletter issue, I provide some important LTCI benefits for business owners.

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  • Long-Term Care: Start Here

    Posted on November 16, 2024 by in Uncategorized

    Planning for the Future? Start Here!In this recording, Carly Ebenstein dives into the world of long-term care and the importance of setting up a plan of care. Carly takes viewers through common questions regarding Medicare, LTC insurance, options for care, activities of daily living, aging-in-place options, and financial considerations. Discover the essential steps to secure […]

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  • Meet Your Broker: Carly Ebenestein

    Posted on October 26, 2024 by in Uncategorized

    Dive into the world of CJB Insurance, and watch as we shine a spotlight on Carly Ebenstein, a dedicated insurance professional making waves in the industry! With a passion for helping clients navigate their insurance needs, Carly brings a personalized touch to every interaction. Join us as we explore her journey, the values that drive […]

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  • Medicare and Long-Term Care Insurance

    Posted on September 17, 2024 by in Uncategorized

    Open Enrollment for Medicare is from October 15th to December 7th. I’ll be helping people make changes to their plans and ensuring they’re still on the best drug plan – which is more important this year because upcoming changes will soon be announced.  If you’re already enrolled, you don’t have to do anything. Still, you […]

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  • Long-Term Care at Home

    Posted on August 20, 2024 by in Uncategorized

    Many older adults prefer to stay in their own homes as long as possible, a term called “Aging in Place.” The great news is that more people can remain in their homes with careful planning, assistance fromnew technology and an understanding of caregiver roles. Here are some steps to make the home safer and easier […]

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  • Aging with Dignity: How Long-Term Care Insurance Makes a Difference

    Posted on July 1, 2024 by in Uncategorized

    Long-term care insurance can play a significant role in facilitating aging in place, which refers to the ability of elderly individuals to live independently and comfortably in their own homes or communities for as long as possible. In fact, according to the Administration on Aging, someone turning age 65 today has almost a 70% chance […]

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  • When Seniors Should Look Into Long-Term Care Insurance

    Posted on May 22, 2024 by in Uncategorized

    In the last ten months, I have had two women, aged 78, get approved and purchase Long-Term Care Insurance.  In one case, the son initiated and is paying for the policy. When should someone in their 70s buy Long-Term Care Insurance? Probably as soon as possible.  Even if they can medically qualify, the premium may […]

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  • Long-Term Care: Client Story

    Posted on October 18, 2023 by in Uncategorized

    Jane gets long-term care insurance at age 78 Jane is 78, a retired professor who lives independently (still advising students). Several months ago, Jane contacted me about finding out about Long-Term Care Insurance and was wondering if that was still an option for her because she did not want to be a burden to her […]

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