• Medicare and Long-Term Care Insurance

    Posted on September 17, 2024 by in Uncategorized

    Open Enrollment for Medicare is from October 15th to December 7th. I’ll be helping people make changes to their plans and ensuring they’re still on the best drug plan – which is more important this year because upcoming changes will soon be announced.  If you’re already enrolled, you don’t have to do anything. Still, you […]

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  • Aging with Dignity: How Long-Term Care Insurance Makes a Difference

    Posted on July 1, 2024 by in Uncategorized

    Long-term care insurance can play a significant role in facilitating aging in place, which refers to the ability of elderly individuals to live independently and comfortably in their own homes or communities for as long as possible. In fact, according to the Administration on Aging, someone turning age 65 today has almost a 70% chance […]

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  • When Seniors Should Look Into Long-Term Care Insurance

    Posted on May 22, 2024 by in Uncategorized

    In the last ten months, I have had two women, aged 78, get approved and purchase Long-Term Care Insurance.  In one case, the son initiated and is paying for the policy. When should someone in their 70s buy Long-Term Care Insurance? Probably as soon as possible.  Even if they can medically qualify, the premium may […]

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  • Long-Term Care: Client Story

    Posted on October 18, 2023 by in Uncategorized

    Jane gets long-term care insurance at age 78 Jane is 78, a retired professor who lives independently (still advising students). Several months ago, Jane contacted me about finding out about Long-Term Care Insurance and was wondering if that was still an option for her because she did not want to be a burden to her […]

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  • The One-Size-Fits-All Approach is Frustrating

    Posted on August 31, 2023 by in Insurance Articles

    The other day I met a young financial advisor who told me that her firm advises clients to look into Long-Term Care Insurance between the ages of 60 and 70. She also told me that they discourage the purchase of Long-Term Care Insurance for clients with assets less than $600k. This One Size Fits All Approach is frustrating.  As […]

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  • Long-Term Care Insurance: Keeping it Affordable

    Posted on June 21, 2016 by in Breaking News, Insurance Articles

    Long-term care (LTC) can vary from home care and adult day care to residential care in assisted living or nursing home facilities, and as anyone who’s dealing with ailing family members learns, the costs can add up very quickly. Yet the majority of Americans will live in a nursing home or other facility at some […]

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  • Long-Term Care: It’s Not Just a Women’s Issue Anymore

    Posted on May 24, 2016 by in Breaking News, Insurance Articles

    We recently wrote an article about women being the primary caregivers. It’s women, after all, who typically bear the primary responsibility of caring for aging and ailing family members. It’s women who have historically sacrificed career opportunities and shortchanged their own families because of what can become the overwhelming burden of caregiving. Caregiving affects the […]

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  • Smart Retirement Planning: Start Early and Consider a Hybrid Policy for Long-Term Care

    Posted on May 11, 2016 by in Breaking News

    The best time to be planning for retirement is when you’re still working and accumulating wealth. In addition to growth investments, cash reserves set aside for emergencies and life insurance, your potential need for long-term care (LTC) should be included in your retirement planning. LTC not reserved for the elderly When it comes to LTC, […]

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  • Long-Term Care Insurance: Myths and Misperceptions

    Posted on April 12, 2016 by in Breaking News, Insurance Articles

    A recent series of NPR interviews discussing long-term care for aging baby boomers made it painfully clear how ill-prepared this generation is for old age. For many boomers, a long, slow decline would quickly deplete their resources. For better or worse, modern medicine has increased our longevity. It’s great if you remain healthy and have […]

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  • Case Study: A Surgeon is Grateful for Long-Term Disability Insurance

    Posted on March 22, 2016 by in Uncategorized

    Like many of you, I do a lot of reading to stay on top of the changes in my industry. I need to be able to provide the very best advice for my clients. Something I haven’t talked a lot about is disability insurance, but this story caught my attention. This was about Derek, a […]

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