• Insurers Say: With or Without You, PPACA

    Posted on June 18, 2012 by in Breaking News

    National Association of Health Underwriters – June 11, 2012: No matter what happens with the Supreme Court ruling, the nation’s largest single private insurer, United Health Group, announced it will keep offering some of the law’s most popular insurance market reforms to its customers. Aetna and Humana both made a similar announcements. Effective today, all […]

    Comments Off on Insurers Say: With or Without You, PPACA Continue Reading...
  • Leapfrog Gives 41% of Calif. Hospitals ‘C’ or Lower in Patient Safety

    Posted on June 18, 2012 by in Breaking News

    California Healthline – June 7, 2012: More than 40% of hospitals in California received a grade of C or lower in a new national report card on patient safety released Wednesday by the Leapfrog Group, the Los Angeles Times reports. Report Card Details The Leapfrog Group said it released its first-ever hospital patient safety scores […]

    Comments Off on Leapfrog Gives 41% of Calif. Hospitals ‘C’ or Lower in Patient Safety Continue Reading...
  • California Health Insurers Propose Raising Rates for Small Firms

    Posted on June 18, 2012 by in Breaking News

    Los Angeles Times, By Chad Terhune – June 12, 2012: Proposed increases of more than 10% in small-business health insurance rates that are going into effect in July or August have drawn scrutiny from state regulators. Some California health insurers are proposing to raise small-business rates more than 10% next month, drawing scrutiny from state […]

    Comments Off on California Health Insurers Propose Raising Rates for Small Firms Continue Reading...
  • Employers Want to Continue Health Coverage—But Is Today’s Model Sustainable?

    Posted on June 15, 2012 by in Breaking News

    Business Wire – June 4, 2012: Oliver Wyman Survey Suggests That Employer-Sponsored Insurance Won’t Fade Away, but Is on the Verge of a Major Transformation. Even if the Supreme Court upholds the Affordable Care Act, an overwhelming majority of employers want to keep providing health benefits for their employees. But most feel the cost is […]

    Comments Off on Employers Want to Continue Health Coverage—But Is Today’s Model Sustainable? Continue Reading...
  • What to Expect When Buying Life Insurance: Part Three

    Posted on June 14, 2012 by in Insurance Articles

      Continued from Part Two… An insurer will classify an applicant as super preferred, preferred, standard plus, standard or substandard. Super preferred and preferred applicants are the healthiest and pose the lowest mortality risks; they qualify for the lowest rates available. Standard risks present average risk for their age and gender; they will pay an […]

    Comments Off on What to Expect When Buying Life Insurance: Part Three Continue Reading...
  • What to Expect When Buying Life Insurance: Part Two

    Posted on June 14, 2012 by in Insurance Articles

      Continued from Part One… Next, most insurers will require a paramedic exam. During this exam, a paramedic or nurse will likely review your medical history and you should have your medical providers’ information available. At a minimum, he or she will take your height, weight, blood pressure and pulse. You will also have to […]

    Comments Off on What to Expect When Buying Life Insurance: Part Two Continue Reading...
  • What to Expect When Buying Life Insurance: Part One

    Posted on June 14, 2012 by in Insurance Articles

    You’ve decided you need (more) life insurance to protect your family. Here’s what you can expect when buying life insurance on the individual market. If your only previous experience with obtaining life insurance has been through an employer or other group plan, you’ll find buying coverage on the individual market a bit more complex. First, […]

    Comments Off on What to Expect When Buying Life Insurance: Part One Continue Reading...
  • Insurers Forcing Patients to Pay More for Costly Specialty Drugs

    Posted on June 12, 2012 by in Breaking News

    By Chad Terhune, Los Angeles Times – May 29, 2012: Anthem Blue Cross, Aetna and other health insurers are increasingly shifting more prescriptions for complex conditions to a new category requiring customers to shoulder a larger share of the medication’s cost. Thousands of patients in California and across the nation who take expensive prescription drugs […]

    Comments Off on Insurers Forcing Patients to Pay More for Costly Specialty Drugs Continue Reading...
  • The New Normal In Health Insurance: High Deductibles

    Posted on June 11, 2012 by in Breaking News

    Kaiser Health News, By Jay Hancock – June 3, 2012: Angela Wenger calls herself a self-reliant “German Midwesterner” who hates to complain. But the Wisconsin mom was dismayed when husband Dan’s employer switched to an insurance plan that increased the family’s medical expenses tenfold. Two years ago, the company put white-collar workers on a “high-deductible” […]

    Comments Off on The New Normal In Health Insurance: High Deductibles Continue Reading...
  • Health Insurers Owe Rebates to Many California Policyholders

    Posted on June 8, 2012 by in Breaking News

    Los Angeles Times, By Chad Terhune – June 2, 2012: Anthem Blue Cross, Blue Shield of California and Kaiser Permanente are to distribute more than $50 million in rebates across some 1 million California customers. Anthem Blue Cross owes some California policyholders nearly $40 million in rebates and nonprofit rival Blue Shield of California owes […]

    Comments Off on Health Insurers Owe Rebates to Many California Policyholders Continue Reading...