Author Archives: Administrator

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  November Newsletter

  Posted on December 24, 2024 by Administrator in Uncategorized

  November is Long-Term Care Awareness Month! In this newsletter issue, I provide some important LTCI benefits for business owners.

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• Long-Term Care: Start Here

  Posted on November 16, 2024 by Administrator in Uncategorized

  Planning for the Future? Start Here!In this recording, Carly Ebenstein dives into the world of long-term care and the importance of setting up a plan of care. Carly takes viewers through common questions regarding Medicare, LTC insurance, options for care, activities of daily living, aging-in-place options, and financial considerations. Discover the essential steps to secure […]

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• Meet Your Broker: Carly Ebenestein

  Posted on October 26, 2024 by Administrator in Uncategorized

  Dive into the world of CJB Insurance, and watch as we shine a spotlight on Carly Ebenstein, a dedicated insurance professional making waves in the industry! With a passion for helping clients navigate their insurance needs, Carly brings a personalized touch to every interaction. Join us as we explore her journey, the values that drive […]

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• Medicare and Long-Term Care Insurance

  Posted on September 17, 2024 by Administrator in Uncategorized

  Open Enrollment for Medicare is from October 15th to December 7th. I’ll be helping people make changes to their plans and ensuring they’re still on the best drug plan – which is more important this year because upcoming changes will soon be announced.  If you’re already enrolled, you don’t have to do anything. Still, you […]

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• Aging with Dignity: How Long-Term Care Insurance Makes a Difference

  Posted on July 1, 2024 by Administrator in Uncategorized

  Long-term care insurance can play a significant role in facilitating aging in place, which refers to the ability of elderly individuals to live independently and comfortably in their own homes or communities for as long as possible. In fact, according to the Administration on Aging, someone turning age 65 today has almost a 70% chance […]

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• When Seniors Should Look Into Long-Term Care Insurance

  Posted on May 22, 2024 by Administrator in Uncategorized

  In the last ten months, I have had two women, aged 78, get approved and purchase Long-Term Care Insurance.  In one case, the son initiated and is paying for the policy. When should someone in their 70s buy Long-Term Care Insurance? Probably as soon as possible.  Even if they can medically qualify, the premium may […]

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• Long-Term Care: Client Story

  Posted on October 18, 2023 by Administrator in Uncategorized

  Jane gets long-term care insurance at age 78 Jane is 78, a retired professor who lives independently (still advising students). Several months ago, Jane contacted me about finding out about Long-Term Care Insurance and was wondering if that was still an option for her because she did not want to be a burden to her […]

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• The One-Size-Fits-All Approach is Frustrating

  Posted on August 31, 2023 by Administrator in Insurance Articles

  The other day I met a young financial advisor who told me that her firm advises clients to look into Long-Term Care Insurance between the ages of 60 and 70. She also told me that they discourage the purchase of Long-Term Care Insurance for clients with assets less than $600k. This One Size Fits All Approach is frustrating.  As […]

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• Long-Term Care Insurance: Keeping it Affordable

  Posted on June 21, 2016 by Administrator in Breaking News, Insurance Articles

  Long-term care (LTC) can vary from home care and adult day care to residential care in assisted living or nursing home facilities, and as anyone who’s dealing with ailing family members learns, the costs can add up very quickly. Yet the majority of Americans will live in a nursing home or other facility at some […]

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• Long-Term Care: It’s Not Just a Women’s Issue Anymore

  Posted on May 24, 2016 by Administrator in Breaking News, Insurance Articles

  We recently wrote an article about women being the primary caregivers. It’s women, after all, who typically bear the primary responsibility of caring for aging and ailing family members. It’s women who have historically sacrificed career opportunities and shortchanged their own families because of what can become the overwhelming burden of caregiving. Caregiving affects the […]

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