Dive into the world of CJB Insurance, and watch as we shine a spotlight on Carly Ebenstein, a dedicated insurance professional making waves in the industry! With a passion for helping clients navigate their insurance needs, Carly brings a personalized touch to every interaction. Join us as we explore her journey, the values that drive […]
Comments Off on Meet Your Broker: Carly Ebenestein Continue Reading...Open Enrollment for Medicare is from October 15th to December 7th. I’ll be helping people make changes to their plans and ensuring they’re still on the best drug plan – which is more important this year because upcoming changes will soon be announced. If you’re already enrolled, you don’t have to do anything. Still, you […]
Comments Off on Medicare and Long-Term Care Insurance Continue Reading...Long-term care insurance can play a significant role in facilitating aging in place, which refers to the ability of elderly individuals to live independently and comfortably in their own homes or communities for as long as possible. In fact, according to the Administration on Aging, someone turning age 65 today has almost a 70% chance […]
Comments Off on Aging with Dignity: How Long-Term Care Insurance Makes a Difference Continue Reading...Jane gets long-term care insurance at age 78 Jane is 78, a retired professor who lives independently (still advising students). Several months ago, Jane contacted me about finding out about Long-Term Care Insurance and was wondering if that was still an option for her because she did not want to be a burden to her […]
Comments Off on Long-Term Care: Client Story Continue Reading...Like many of you, I do a lot of reading to stay on top of the changes in my industry. I need to be able to provide the very best advice for my clients. Something I haven’t talked a lot about is disability insurance, but this story caught my attention. This was about Derek, a […]
Comments Off on Case Study: A Surgeon is Grateful for Long-Term Disability Insurance Continue Reading...There are many factors to take into consideration when thinking about the best life-insurance coverage for you and your family. We generally like to look at your total financial landscape, taking into consideration debts and assets, age, profession, earning potential and family responsibilities. Something else to consider is whether term or permanent, also called whole […]
Comments Off on A Closer Look at Term vs. Permanent Life Insurance Continue Reading...They’re calling them America’s “invisible workforce”—and you likely know at least one of them. They’re family caregivers, people who may have demanding careers, forced to put them on hold to care for ailing, aging parents or other family members. The caregiver role may not be a full-time job, and it may be shared with another […]
Comments Off on Caring for Aging Parents Becomes Campaign 2016 Issue Continue Reading...Capitol Weekly by Daniel Weintraub – October 15, 2013: Jerry Schumacher’s Fullerton-based engineering firm seems like the perfect example of what President Obama would like to see from American business when it comes to health care. The company offers coverage to all of its full-time employees, and pays 100 percent of the monthly premium. But […]
Comments Off on Small business owners ponder ACA Continue Reading...Los Angeles Times June 27, 2013: The California Assembly proposal, which is strongly opposed by business interests, fails to get the support needed in an initial vote. A California proposal to fine large companies that have workers on Medi-Cal came up short in an initial vote in the Assembly amid strong business opposition. The proposed […]
Comments Off on Bill to Fine Big Firms with Workers on Medi-Cal Comes up Short Continue Reading...