Category Archives: Uncategorized

  • Meet Your Broker: Carly Ebenestein

    Posted on October 26, 2024 by in Uncategorized

    Dive into the world of CJB Insurance, and watch as we shine a spotlight on Carly Ebenstein, a dedicated insurance professional making waves in the industry! With a passion for helping clients navigate their insurance needs, Carly brings a personalized touch to every interaction. Join us as we explore her journey, the values that drive […]

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  • Medicare and Long-Term Care Insurance

    Posted on September 17, 2024 by in Uncategorized

    Open Enrollment for Medicare is from October 15th to December 7th. I’ll be helping people make changes to their plans and ensuring they’re still on the best drug plan – which is more important this year because upcoming changes will soon be announced.  If you’re already enrolled, you don’t have to do anything. Still, you […]

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  • Aging with Dignity: How Long-Term Care Insurance Makes a Difference

    Posted on July 1, 2024 by in Uncategorized

    Long-term care insurance can play a significant role in facilitating aging in place, which refers to the ability of elderly individuals to live independently and comfortably in their own homes or communities for as long as possible. In fact, according to the Administration on Aging, someone turning age 65 today has almost a 70% chance […]

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  • When Seniors Should Look Into Long-Term Care Insurance

    Posted on May 22, 2024 by in Uncategorized

    In the last ten months, I have had two women, aged 78, get approved and purchase Long-Term Care Insurance.  In one case, the son initiated and is paying for the policy. When should someone in their 70s buy Long-Term Care Insurance? Probably as soon as possible.  Even if they can medically qualify, the premium may […]

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  • Long-Term Care: Client Story

    Posted on October 18, 2023 by in Uncategorized

    Jane gets long-term care insurance at age 78 Jane is 78, a retired professor who lives independently (still advising students). Several months ago, Jane contacted me about finding out about Long-Term Care Insurance and was wondering if that was still an option for her because she did not want to be a burden to her […]

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  • Case Study: A Surgeon is Grateful for Long-Term Disability Insurance

    Posted on March 22, 2016 by in Uncategorized

    Like many of you, I do a lot of reading to stay on top of the changes in my industry. I need to be able to provide the very best advice for my clients. Something I haven’t talked a lot about is disability insurance, but this story caught my attention. This was about Derek, a […]

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  • A Closer Look at Term vs. Permanent Life Insurance

    Posted on March 1, 2016 by in Uncategorized

    There are many factors to take into consideration when thinking about the best life-insurance coverage for you and your family. We generally like to look at your total financial landscape, taking into consideration debts and assets, age, profession, earning potential and family responsibilities. Something else to consider is whether term or permanent, also called whole […]

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  • Caring for Aging Parents Becomes Campaign 2016 Issue

    Posted on December 9, 2015 by in Uncategorized

    They’re calling them America’s “invisible workforce”—and you likely know at least one of them. They’re family caregivers, people who may have demanding careers, forced to put them on hold to care for ailing, aging parents or other family members. The caregiver role may not be a full-time job, and it may be shared with another […]

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  • Small business owners ponder ACA

    Posted on March 5, 2015 by in Uncategorized

    Capitol Weekly by Daniel Weintraub – October 15, 2013: Jerry Schumacher’s Fullerton-based engineering firm seems like the perfect example of what President Obama would like to see from American business when it comes to health care. The company offers coverage to all of its full-time employees, and pays 100 percent of the monthly premium. But […]

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  • Bill to Fine Big Firms with Workers on Medi-Cal Comes up Short

    Posted on December 10, 2013 by in Breaking News, Uncategorized

    Los Angeles Times June 27, 2013: The California Assembly proposal, which is strongly opposed by business interests, fails to get the support needed in an initial vote. A California proposal to fine large companies that have workers on Medi-Cal came up short in an initial vote in the Assembly amid strong business opposition. The proposed […]

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