Tag Archives: long-term care insurance

• When Seniors Should Look Into Long-Term Care Insurance

  Posted on May 22, 2024 by Administrator in Uncategorized

  In the last ten months, I have had two women, aged 78, get approved and purchase Long-Term Care Insurance.  In one case, the son initiated and is paying for the policy. When should someone in their 70s buy Long-Term Care Insurance? Probably as soon as possible.  Even if they can medically qualify, the premium may […]

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• Long-Term Care Insurance: Keeping it Affordable

  Posted on June 21, 2016 by Administrator in Breaking News, Insurance Articles

  Long-term care (LTC) can vary from home care and adult day care to residential care in assisted living or nursing home facilities, and as anyone who’s dealing with ailing family members learns, the costs can add up very quickly. Yet the majority of Americans will live in a nursing home or other facility at some […]

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• Long-Term Care: It’s Not Just a Women’s Issue Anymore

  Posted on May 24, 2016 by Administrator in Breaking News, Insurance Articles

  We recently wrote an article about women being the primary caregivers. It’s women, after all, who typically bear the primary responsibility of caring for aging and ailing family members. It’s women who have historically sacrificed career opportunities and shortchanged their own families because of what can become the overwhelming burden of caregiving. Caregiving affects the […]

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• Smart Retirement Planning: Start Early and Consider a Hybrid Policy for Long-Term Care

  Posted on May 11, 2016 by Administrator in Breaking News

  The best time to be planning for retirement is when you’re still working and accumulating wealth. In addition to growth investments, cash reserves set aside for emergencies and life insurance, your potential need for long-term care (LTC) should be included in your retirement planning. LTC not reserved for the elderly When it comes to LTC, […]

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• Long-Term Care Insurance: Myths and Misperceptions

  Posted on April 12, 2016 by Administrator in Breaking News, Insurance Articles

  A recent series of NPR interviews discussing long-term care for aging baby boomers made it painfully clear how ill-prepared this generation is for old age. For many boomers, a long, slow decline would quickly deplete their resources. For better or worse, modern medicine has increased our longevity. It’s great if you remain healthy and have […]

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  LTC Hybrid Products Provide Attractive New Options

  Posted on January 13, 2016 by Administrator in Insurance Articles

  Some consider the cost of long-term care insurance to be high, and many people are reluctant to pay premiums for something they may never use. Yet the need has never been greater, and insurance companies are responding with creative new hybrid products–combining long-term care insurance with either a life insurance policy or an annuity. What […]

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  4 Ways to Pay for Long-Term Care

  Posted on November 11, 2015 by Administrator in Insurance Articles

    November is Long-Term Care Awareness Month. While you may think this is a marketing scheme cooked up by the insurance industry, we think of this as a time to draw attention to the realities of aging for millions of babyboomers and their parents. Our life expectancy has dramatically increased, which is great if you’re […]

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