Whether we admit it or not, we all make New Year’s resolutions. We may not call them resolutions, and we may keep them to ourselves, but I think we all start the year with a renewed commitment to things like healthier living, getting more exercise or spending more time with our families. Apparently many people […]
Comments Off on Life Insurance: Who Needs It? Continue Reading...Some consider the cost of long-term care insurance to be high, and many people are reluctant to pay premiums for something they may never use. Yet the need has never been greater, and insurance companies are responding with creative new hybrid products–combining long-term care insurance with either a life insurance policy or an annuity. What […]
Comments Off on LTC Hybrid Products Provide Attractive New Options Continue Reading...They’re calling them America’s “invisible workforce”—and you likely know at least one of them. They’re family caregivers, people who may have demanding careers, forced to put them on hold to care for ailing, aging parents or other family members. The caregiver role may not be a full-time job, and it may be shared with another […]
Comments Off on Caring for Aging Parents Becomes Campaign 2016 Issue Continue Reading...Open enrollment for individual plans kicked off Nov. 1, and you need to choose a plan by Dec. 15 if you want coverage to take effect Jan. 1. If you don’t choose a new plan, your existing plan may continue your coverage, but don’t assume that will happen because not all plans continue. Confirm that […]
Comments Off on 10 Things to Do When Choosing a Health Plan for 2016 Continue Reading...There’s a huge disconnect when it comes to understanding disability insurance. As an insurance broker, I find that my clients are often the victims of second-hand information from people who have not stayed on top of a rapidly changing industry and hearsay. Myth No. 1: The odds of experiencing a disability […]
Comments Off on The MythBuster: 4 Myths about Disability Insurance Continue Reading...ACA’s Preventive Services with No Co-Pay A key provision of the ACA is the requirement that it provides certain recommended preventive care services at no additional cost to patients—that means no cost-sharing or co-pay. Research shows that preventive care saves lives and improves health by identifying illnesses earlier, when they are still treatable and manageable. […]
Comments Off on ACA’s Preventive Services with No Co-Pay Continue Reading...The cost of prescription drugs is rising at an alarming rate. If you’re not taking any medications, you’re one of the lucky ones. But the increasing cost of prescription drugs has created a tragedy for many Americans. For the elderly on fixed incomes (even those with their Medicare Prescription Drug Plans) or those facing […]
Comments Off on The Rising Cost of Prescriptions Drugs: 6 Ways to Save Continue Reading...A life insurance policy, like a Living Trust, needs to be reviewed and updated with important life events. What’s an important life event? These are reasons you got your life insurance policy in the first place—to protect those you love in the event something happened to you. Examples of important life events are the […]
Comments Off on 12 Reasons to Update Your Life Insurance Policy Continue Reading...Source: The Hill The Obama administration is announcing Thursday a new preventive health campaign, aimed at helping people who are newly insured under ObamaCare as well as others, better understand and use their coverage. The public awareness initiative, called “Healthy Self,” is intended to help people know about and use the preventive services that are […]
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